While healthy life style choices can be your best defense against some health lay on the lines, a critical illness such as cancer, fondle or heart disease can strike anyone at any time.

A lot of things need your consideration especially at that time such as meeting your family’s day-to-day needs, making decisions about your care, coping with the emotional stress, remaining financially stable, and more.

Critical illness insurance offers help paying costs associated with life-altering illnesses. If you survive the waiting period after getting diagnosed with an illness covered by your policy, you will receive a lump sum cash payment. You can spend the money as you like, the insurance company does not care whether you spend that money for a World tour, help cover lost income, to pay for private nursing, or even to pay off your mortgage. A Critical Illness insurance can help you where you need it most so you can focus all your energy to recover from the illness.

There are 25 illnesses eligible for full-benefit payout

  • Acquired brain injury
  • Alzheimer’s disease
  • Aortic surgery
  • Aplastic anemia
  • Benign brain tumour
  • Bacterial meningitis
  • Blindness
  • Cancer
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Heart attack
  • Heart valve replacement
  • Kidney failure
  • Loss of independent existence (LOIE)
  • Loss of limbs
  • Loss of speech
  • Major organ transplant
  • Major organ failure on waiting list
  • Motor neuron disease
  • Multiple sclerosis
  • Occupational HIV infection
  • Paralysis
  • Parkinson’s disease